INFORMATION
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Inclusive Health (the North Carolina Health Insurance Risk Pool) was created by the North Carolina Legislature in order to provide health coverage for individuals in our state who could not get access to coverage. We provide affordable, individual health insurance for North Carolinians who buy their own health insurance and have a pre-existing medical condition, are on or eligible for COBRA or state continuation coverage or are eligible for HCTC benefits.
Inclusive Health rates are capped by law and cannot exceed a certain level. As a result, our coverage is always the most affordable option for our members and for many, Inclusive Health is the only option.
Inclusive Health offers four different levels of coverage to best fit your health care and financial needs. Our plans are similar to those you purchase from commercial insurers. We offer PPO plans, a high deductible health plan and even a Health Savings Account (HSA), so you can maximize your tax savings.
We cover a broad range of services, including preventive care, urgent care, outpatient services, in-patient services, prescription drug benefits and more.
Inclusive Health members can take advantage of health programs online and other free benefits, including account management 24/7.
Contact us to learn more.
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