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Who is Eligible

As its name implies, the idea behind Inclusive Health is to include as many people as possible. You may be eligible for Inclusive Health if you fit one of the following eligibility categories:
  • You’ve received a notice of rejection or refusal to issue similar coverage for medical reasons.

  • You’ve been offered coverage with conditional rider limiting coverage.

  • You’ve been offered coverage at rates higher than Inclusive Health’s rates, or you have similar non-group coverage at a rate higher than Inclusive Health’s rate.

  • You’ve been diagnosed with a condition from a list of high-risk conditions (for convenience – does not have to go through application/rejection).

  • You are federally (HIPAA) eligible, or currently have HIPAA coverage.

  • You are a resident eligible for federal Health Coverage Tax Credit (trade-displaced workers, PBGC recipients).

To further determine your eligibility, please complete the eligibility worksheet

North Carolina Health Insurance Risk Pool, Inc.
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