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Inclusive Health premiums vary based on age, gender, whether you are a tobacco user or
not and your choice of plan option (PPO 1000, PPO 2500, and High Deductible
Health Plan 5000). Premium rates are updated on an annual basis.

To calculate your expected monthly premium, enter your age, gender
and tobacco use status in the monthly premium calculator:

Age:
Gender:
Do you use tobacco?
Are you HCTC eligible? What is HCTC?
How many people live in your home?
What is your yearly household income? What is household income?


Check any of the following statements that apply to you:
     Your medical condition makes you "uninsurable".
     You have been offered coverage by an insurer with a conditional rider limiting coverage.
     You have only been offered coverage at a premium rate that is higher than Inclusive Health's rate.
     You have had 18 months of continuous coverage and have exhausted COBRA coverage.
     You are eligible for or enrolled in COBRA or state continuation coverage and at a premium rate that is higher than Inclusive Health.


Are you...
Medicare eligible
Medicaid eligible
a U.S. resident
a North Carolina resident
is your spouse eligible for insurance at work
covered as dependent


Have you been diagnosed with any of the following medical conditions?

Download July 2011 Rates | July 2011 Rates (HCTC included)
Benefit Plan Options

Premium rates are updated on an annual basis. Deductibles are calculated on a calendar - January - December.
A new deductible will begin each year in January.
North Carolina Health Insurance Risk Pool, Inc.
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