Premium Rates

Inclusive Health premiums vary based on age, gender, whether you are a smoker or not, and your choice of plan option (Plan A, B or C). We do not do individual underwriting. Inclusive Health subsidizes its premium rates to make them more affordable than what the average enrollee would expect to pay in the individual health insurance market in North Carolina.

To calculate your expected monthly premium, answer the questions about your age, gender and smoker status in the monthly premium calculator:

Premium rates are updated on an annual basis for all enrollees on January 1st of each year.